Lipa Polepole · A bridge for credit
EDOMX is the bridge between the credit you already have — at M-Shwari, KCB M-Pesa, Equity, Faraja — and the stores where you shop. Like PayPal for credit. Link once, pay anywhere.
The bridge, in one picture
Your credit
M-Shwari · KCB · Equity · Faraja
EDOMX
The bridge
Your shopping
Jumia · Naivas · Quickmart · more
Connect your credit
Connect one provider, or all of them. Each link unlocks that provider's existing credit limit for use at any EDOMX-supported retailer. Your provider keeps the relationship — interest rates, repayment, and customer service stay with them. EDOMX just makes the credit spendable.
M-Shwari
NCBA + Safaricom
30-day mobile loan
KCB M-Pesa
KCB Bank
30-day mobile loan
Equity
Equity Bank
Eazzy mobile loan
Faraja Zero
Faraja Zero
30-day credit
Want your provider on the bridge? Let us know. More providers joining every month.
Where you can shop
EDOMX-bridged credit works at our partner retailers across Kenya — online and in store. The list keeps growing.
Jumia
Online marketplace
Naivas
Supermarket
Quickmart
Supermarket
Carrefour
Hypermarket
Chandarana
Supermarket
GoodLife Pharmacy
Pharmacy & wellness
Want EDOMX at your favourite store? Suggest a retailer.
How it works
From signing up to shopping with your first linked provider — most of our customers are done in under five minutes.
Verify your phone, share a few details, upload your ID. Confirms it is really you.
Link M-Shwari, KCB, Equity, or Faraja using their existing secure login. We never see your password.
At checkout, pick which linked provider to use. Approval happens at your provider in real time.
On the same terms and channels you already use with them. EDOMX never comes between you and your provider.
Why EDOMX
Most Kenyans already have credit on at least one mobile platform. The problem is not getting the credit — it is using it where you need it. EDOMX is the missing connector.
What we stand for
Credit done badly hurts the people who can least afford it. We chose to build this bridge knowing that, and we run it accordingly.
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Frequently asked
Still curious? Email hello@edomx.co.ke — a real human will reply.
No. EDOMX is a bridge, not a lender. We connect your existing credit accounts (M-Shwari, KCB M-Pesa, Equity, Faraja, …) to participating shops. The credit comes from your provider; we just make it usable at checkout. Think of it like PayPal, but for credit instead of bank accounts.
At launch: M-Shwari, KCB M-Pesa, Equity, and Faraja Zero. More joining every month. If yours is not on the list yet, let us know — we are actively talking to all the major Kenyan providers.
No. We use the credit limit you already have with your provider. Setting up EDOMX takes minutes and does not run a fresh credit check on you.
You repay your credit provider directly, on the schedule and channels you already use with them. EDOMX never holds your money — we are the bridge, not the bank.
Using EDOMX itself is free for shoppers. The cost of borrowing — interest, fees, APR — is whatever your chosen provider charges, exactly the same as if you had used that credit any other way.
Yes — that is the whole point. Link as many as you want. At each checkout you pick which one to use. Your spending power is the sum of what is available across all of them.
We are registered under the Data Protection Act 2019. We only see the limit and balance information you authorise. We never see your provider password — connection is via your provider’s secure linking flow.
No. We do not pull credit reports. Your providers already did that when they originally gave you credit — EDOMX just lets you use what you already have.
Sign up takes under five minutes. Connect your first provider and you can shop with bridged credit the same afternoon.